RationalDr 🇦🇺

Find the cheapest and most convenient medical/surgical clinics.

Last checked: 23/04/2025

Private Health Insurance Comparison 🇦🇺

Monthly premiums shown for singles under 65 in VIC earning $97,000 or less, with government rebate applied. No Lifetime Health Cover loading or age-based discounts applied.

Provider Monthly Premium Extras Included Excess Notes Website
Police Health 198.50 Yes $0 Really really good actually, better than mildura Website
Latrobe Health 197.00 No $250 Website
Queensland Country Health 193.00 No $500 Website
PeopleCare 203.70 No $500 Website
Mildura Health Fund 202.42 No $250 Might be the obvious best Website
NIB Health 238.60 No $250 Website
Australian Unity 260.00 Yes $500 Website
St Lukes 261.70 No $300 Website
Defence Health 265.04 No $500 Defence only Website
BUPA 280.17 No $750 Website
Westfund 290.20 No $500 Website
HIF 293.25 No $750 Website
Doctors Health 296.97 No $0 Doctors/practitioners only, highest rebate back (AMA), greatest medical freedom Website
Health Partners 308.95 No $750 Website
HBF 312.63 No $750 Website
Reserve Bank Health Society 313.00 Yes Unclear Website
GMHBA 322.30 No $500 Website
HCF 363.55 No $750 Website
Medibank 365.91 Yes $500 Website
CBHS Corporate 416.57 Yes $0 Website
Cessnock District Health 423.85 Yes $0 Website